Stylish, move-in ready home in the sought after gated community of Osprey Cove-offering $8,000 CLOSING COST CREDITS OR RATE BUYDOWN!! Also a negotiable VA assumable loan at an incredible 2.99%! Located in St. Marys, GA, this beautifully updated property ( built in 2022 ) features a bright open layout, wide plank flooring, and high-end finishes throughout. The chef's kitchen boasts quartz countertops, white shaker cabinetry, stainless appliances (including a brand-new fridge), a gas range, and a custom-built coffee/wine bar with wine fridge & butcher block countertops. Whole house water softener & water filtration system! Enjoy peaceful pond views from the covered patio and front porch, or retreat to the spacious primary suite with a spa-like bath featuring dual vanities, soaking tub, and oversized tiled shower. Additional highlights include a remodeled laundry/mudroom, oversized garage with gym/workshop setup, fenced backyard, and upgraded fixtures ( light fixtures, hardware, & window treatments ) throughout. Osprey Cove amenities include a junior Olympic pool, fitness center, tennis/pickleball courts, walking trails, private boat launch, playgrounds, and optional golf memberships. Just minutes from Kings Bay Naval Base, I-95, and local beaches. A complimentary 2-10 Home Warranty is included during the listing period. Don't miss this perfect blend of comfort, style, and resort-style living-schedule your private tour today!